14-min.png

Insurance

Companies

Insurance Claim Lawyer

Alabama Insurance Claims Attorney

Insurance companies are generally profit-oriented, even if they are a mutual company. The business model is to generate as much in premiums as possible while paying as little in claims as possible. This runs counter to an insured’s goals, which are getting the most coverage for the premiums paid and maximizing their benefits when there is a covered loss.  Thus, there are lots of disagreements between insurers and their insureds when it comes to a loss or a claim. 

 

Some insurance companies engage in various wrongful conduct because they profit by doing so. Whether it’s denying legitimate claims, selling policies under which they never intend to provide coverage, failing to investigate claims made, or otherwise engaging in unlawful practices. The insurance claim lawyers at Jinks, Crow & Dickson are experienced in dealing with all types of insurance companies and the wrongful conduct in which they have been engaged. If you think you have been a victim of fraud, bad faith, or other wrongful conduct by an insurance company, contact us today for a free and confidential consultation. Our insurance lawyers are prepared to handle your case in or out of court through arbitration or litigation.

Types of Insurance

The insurance attorneys at Jinks Crow & Dickson have assisted clients with many types of insurance claims over the years, including, but not limited to:

  • Life insurance

  • Casualty insurance

  • Car insurance

  • Fire insurance

  • Theft insurance

  • Health insurance

  • Errors and omissions policies

  • Commercial insurance

  • Homeowners insurance

Bad Faith Insurance Attorney

Bad faith can occur when an insurance company fails to pay a claim that it should pay under its policy with its insured. Bad faith can occur because the insurance company fails to adequately investigate the claim or denies the claim without adequate justification. Damages for bad faith can include compensatory and in some cases punitive damages.

What is Insurance Fraud?

Below are a few of many examples of fraud that insurance companies have engaged in:

  • Some insurance companies engage in fraud in selling their policies. In other words, they misrepresent their intentions. They indicate that they will provide certain coverages when they have no intention to.

  • An insurance company may sell someone a policy for which that person will never be covered.

  • An insurance company may misrepresent someone’s health condition, without that person’s knowledge, so that they can sell them a policy that will not provide them coverage because of that health condition.

 

Sometimes the individual damages may not be excessive, but a large number of policyholders are affected. This often results in a class action or multidistrict litigation (MDLs)The insurance attorneys at Jinks, Crow & Dickson are knowledgeable and experienced with class actions and MDLs involving insurance companies, such as The General.